Residential Loans
At Titan Lending we believe that every person shouldn't have to fit into the same box to qualify for a mortgage. Having such a vast array of products allows us to have the flexibility that big banks can't offer!
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Titan Lending is committed to making your mortgage experience seamless and simple. We offer a variety of loans to help you finance your future.
Our
Products
At Titan Lending, we are committed to making your mortgage experience seamless and simple. We offer a variety of loans to help you finance your future.
Qualifying Mortgages:
Conventional
Purchase or Refinance
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​3% Down ( First Time Home Buyer), 5% Down, or 20% Down
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With Down Payment Assistance
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Construction To Perm
VA Purchase
or Refinance
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As Little As 0% Down
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Construction to Perm
FHA Purchase
or Refinance
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Min 3.5% Down
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With Down Payment Assistance
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Construction To Perm
USDA Purchase
or Refinance
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As Little As 0% Down
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Construction to Perm
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Down Payment Assistance
Jumbo Loans
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Loans of $647,200 and up to $5 million
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As Little As 3.5% Down
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30 yr., 15yr, IO and ARM’s
Non-Qualifying Mortgages:
Bank Statement Loan purchase or refinance
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10% Down
SElf Employed Loan purchase or refinance
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20% Down
LLC Purchase
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20% Down
Foreign National purchase or refinance
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20% Down
1099 Employee Loans purchase or refinance
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20% Down
DCSR LOan purchase or refinance
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20% Down
Asset Qualifier purchase or refinance
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20% Down
ITIN purchase or refinance
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20% Down
Typical Borrower Qualifications:
GOOD CREDIT
You don’t need a perfect credit score to borrow from Titan Lending, but good credit is preferable. We’re more interested in the cause of negative marks than the actual FICO score itself. If your credit report shows any significant blemishes, such as bankruptcy, foreclosure, short sale, liens, or judgments within the past 24 months – we may not be able to lend to you at this time.
Closing costs
We will fund 90% of the purchase price and 100% of the rehab for your fix and flip loan. You’ll need funds for the 10% down payment, closing costs, and cash to start the construction. Generally, if you have $30,000 or more in cash reserves – we can approve you for a Titan Lending loan. Let’s talk now.
NO DEAL REQUIRED
To get your Titan Lending loan – you do not need a contract. We urge you to get approved now so you can make offers with 100% confidence knowing that you have Titan Lending ready to fund the deal. Once approved, you’ll receive a free Proof of Funds every 60-days or when requested.
We are here to help.
At Titan Lending, we are dedicated to finding you the best possible solution to help finance your future. Let us help guide you by applying here.