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Fix & Flip Loans

Titan Lending is a Texas-based private lender that offers short-term fix and flip loans to real estate investors. We lend statewide, including Houston, San Antonio, Dallas/Fort Worth Metroplex, Austin, and El Paso. We lend on single-unit, multi-unit, and mixed-use residential fix and flip projects up to 70% of the renovated value. Our flexible process enables you to fund your project quickly without the hassles of bank financing.

Titan Lending has funded over $750 million of loans like yours. As a direct private lender specializing in renovation and construction loans, you’ll be confident that you’ve found a strong partner to help you meet your real estate investment goals.


Fix and Flip Loan Program Details

  • Fund up to 90% of the purchase, 100% rehab cost, 70% ARV

  • 13% Interest Rate / 2 Points

  • No deal is required to get pre-approved in advance

  • No appraisal is required; we will underwrite your deal in-house

  • Bridge Loans for Fix & Flip, New Construction

  • Available in Texas Only 

  • Close within 5 business days

  • Flexible loan options to suit any size project

Typical Borrower Qualifications:


You don’t need a perfect credit score to borrow from Titan Lending, but good credit is preferable. We’re more interested in the cause of negative marks than the actual FICO score itself. If your credit report shows any significant blemishes, such as bankruptcy, foreclosure, short sale, liens, or judgments within the past 24 months – we may not be able to lend to you at this time.

Closing costs

We will fund 90% of the purchase price and 100% of the rehab for your fix and flip loan. You’ll need funds for the 10% down payment, closing costs, and cash to start the construction. Generally, if you have $30,000 or more in cash reserves – we can approve you for a Titan Lending loan. Let’s talk now.


To get your Titan Lending loan – you do not need a contract. We urge you to get approved now so you can make offers with 100% confidence knowing that you have Titan Lending ready to fund the deal. Once approved, you’ll receive a free Proof of Funds every 60-days or when requested.


We are here to help.

At Titan Lending, we are dedicated to finding you the best possible solution to help finance your future. Let us help guide you by applying here.

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