Fix & Flip Loans
Titan Lending is a Texas-based private lender that offers short-term fix and flip loans to real estate investors. We lend statewide, including Houston, San Antonio, Dallas/Fort Worth Metroplex, Austin, and El Paso. We lend on single-unit, multi-unit, and mixed-use residential fix and flip projects up to 70% of the renovated value. Our flexible process enables you to fund your project quickly without the hassles of bank financing.
Titan Lending has funded over $750 million of loans like yours. As a direct private lender specializing in renovation and construction loans, you’ll be confident that you’ve found a strong partner to help you meet your real estate investment goals.
Fix and Flip Loan Program Details
Fund up to 90% of the purchase, 100% rehab cost, 70% ARV
13% Interest Rate / 2 Points
No deal is required to get pre-approved in advance
No appraisal is required; we will underwrite your deal in-house
Bridge Loans for Fix & Flip, New Construction
Available in Texas Only
Close within 5 business days
Flexible loan options to suit any size project
Typical Borrower Qualifications:
You don’t need a perfect credit score to borrow from Titan Lending, but good credit is preferable. We’re more interested in the cause of negative marks than the actual FICO score itself. If your credit report shows any significant blemishes, such as bankruptcy, foreclosure, short sale, liens, or judgments within the past 24 months – we may not be able to lend to you at this time.
We will fund 90% of the purchase price and 100% of the rehab for your fix and flip loan. You’ll need funds for the 10% down payment, closing costs, and cash to start the construction. Generally, if you have $30,000 or more in cash reserves – we can approve you for a Titan Lending loan. Let’s talk now.
NO DEAL REQUIRED
To get your Titan Lending loan – you do not need a contract. We urge you to get approved now so you can make offers with 100% confidence knowing that you have Titan Lending ready to fund the deal. Once approved, you’ll receive a free Proof of Funds every 60-days or when requested.