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Investment Loans

Titan Lending has funded over $750 million of loans like yours. Our flexible process enables you to fund your project quickly without the hassles of bank financing. As a direct private lender specializing in renovation and construction loans, you’ll be confident that you’ve found a strong partner to help you meet your real estate investment goals.

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At Titan Lending, we are committed to making your mortgage experience seamless and simple. We offer a variety of loans to help you finance your future.

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Our
Products

Qualifying Mortgages:

Conventional

Purchase or Refinance

  • 15% Down​

FHA Purchase

or Refinance

  • 15% Down

Non-Qualifying Mortgages:

Bank Statement Loan purchase or refinance

  • 30% Down 

FIx and Flip Loan purchase or refinance

  • Fund up to 90% of purchase , 100% rehab costs, and 70% ARV

LLC Purchase or refinance 

  • 20% Down

DCSR LOan purchase or refinance

  • 20% Down 

Typical Borrower Qualifications:

GOOD CREDIT

You don’t need a perfect credit score to borrow from Titan Lending, but good credit is preferable. We’re more interested in the cause of negative marks than the actual FICO score itself. If your credit report shows any significant blemishes, such as bankruptcy, foreclosure, short sale, liens, or judgments within the past 24 months – we may not be able to lend to you at this time.

Closing costs

We will fund 90% of the purchase price and 100% of the rehab for your fix and flip loan. You’ll need funds for the 10% down payment, closing costs, and cash to start the construction. Generally, if you have $30,000 or more in cash reserves – we can approve you for a Titan Lending loan. Let’s talk now.

NO DEAL REQUIRED

To get your Titan Lending loan – you do not need a contract. We urge you to get approved now so you can make offers with 100% confidence knowing that you have Titan Lending ready to fund the deal. Once approved, you’ll receive a free Proof of Funds every 60-days or when requested.

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We are here to help.

At Titan Lending, we are dedicated to finding you the best possible solution to help finance your future. Let us help guide you by applying here.

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NMLS ID #2349683
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Attn: Texas Applicants: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov.

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Titan Lending is currently licensed in Texas, Colorado, and Michigan.

SOCIAL RESPONSIBILITY

Titan Lending is proud to be affiliated with the Project Nova Organization, a registered 501©(3) non-profit organization based in Dallas, TX. In support of its mission, Titan Lending pledges a donation of $100 for every loan close.

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